Well Black Friday and Cyber Monday have kicked off the holiday shopping season. To avoid those long lines, large crowds, and racing for a parking space, more people have been taking advantage of the online shopping deals. But just how safe are you and your information while making an online purchase? Online shopping can be risky with viruses and hackers waiting for an opportunity to steal your information. When you’re on the hunt for those online bargains, keep some things in mind to have a safe and secure shopping experience.
Read the fine print. Read the privacy policy carefully to find out what information the seller is gathering from you, how the information will be used, and how you can stop the process. If a site does not have a privacy policy posted, you may not want to do business with it. If it does have a privacy policy, there will probably be a link to it from the seller’s home page, or it could be included with the Legal Terms.
Insure the safe delivery of your item. If you’re concerned you may not be home when your package is delivered and that someone may take it if it is left on the doorstep, ask whether you can specify that the shipper must receive a signature before leaving the package. Or, it may be safer to have the package delivered to your office.
Security is everything!!! Instead of clicking on links, enter the website address into your browser directly. See an email pop up from your favorite beauty store saying they have a last minute deal on the face cream you’ve always wanted? Are your Facebook friends posting random links on your wall telling you, “I got this great deal and so can you,” it could be a scam! How do you combat these potentially hazardous links? Go to the website directly yourself instead of clicking on the link.
Be knowledgeable about web-based auctions. Take special care to familiarize yourself not only with the rules and policies of the auction site itself, but with the legal terms (warranties, refund policy, etc.) of the seller’s items that you wish to bid on.
Check your statements. Don’t wait until the end of the month or until that bill comes in the mail. Go online regularly during the holiday season and look at electronic statements for your credit card, debit card and checking accounts. Make sure you don’t see any fraudulent charges, even originating from sites like PayPal (after all, there’s more than one way to get to your money). If you do see something wrong, jump on the phone to address the matter quickly.
Tags: Legal Terms, office
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